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341 Talbot Street North, Unit 2
Essex, ON N8M 2W3
Tel: 519-776-4523
Fax: 1-855-552-7329
Hours Of Operation:
M-F 9am-5pm, Sat. by Appt. Only
Umbrella Insurance
Why Should I Have It
Today, lawsuits are abounding. Larger amounts of money are being awarded more and more often. Your homeowner, auto, watercraft and motorcycle policies have a
limit of liability insurance. Should an unfortunate accident occur for which you are found to be negligent, do you have
enough liability insurance from your current policies to cover the costs? Since no one can predict how much a judge may award, the
umbrella insurance is no longer just for the wealthy but a needed protection for every insured.
Umbrella insurance was designed to give the insured added liability protection above and beyond the limits of your homeowner, auto, watercraft or motorcycle policies. With an umbrella policy, depending on the insurance company, you can add an additional $1 to $5 million dollars in liability coverage. The umbrella policy will 'kick in' when the liability on the other current policy has been exhausted.
The best part of a personal umbrella insurance policy is that it not only adds liability protection but that it comes at an affordable price- considering the added coverage one gains.
Umbrella liability coverage is a valuable coverage no one should be without. It also covers one's non-business activities anywhere in the world. Most Umbrella policies provide coverage for personal injury, such as liable and slander.
June 20th, 2013
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knowledgeable RIBO licensed insurance brokers and attentive customer service representatives who are ready to help meet your needs. We bring our clients over 45 years of experience in the insurance industry. We provide a broad array of property, casualty, life, health and investment products and services. We offer our customers a choice of high quality insurance products from a number of reputable and secure insurance companies in a friendly and courteous manner. You can rest assured that you are well taken care of when dealing with the staff at All-Risks Insurance Brokers in Essex. 
