This applies to your home and “attached structures” such as a garage or carport. Permanently installed outdoor equipmentMaterial for use on one machine, one vehicle, one unit. For example, a car comes “equipped” with five tires. Tires other than those on the car are... More on the premisesBuilding including the land immediately surrounding it and belonging to it. More, such as a swimming pool and the equipmentMaterial for use on one machine, one vehicle, one unit. For example, a car comes “equipped” with five tires. Tires other than those on the car are... More attached to it, is usually included. Building materials for use in construction, alteration or repair of the insuredThe entity (individual or otherwise) whose risk of financial loss from an insured peril is protected by the insurance policy. More dwellingThe living quarters occupied, or intended for occupancy, by a household. More or related structures on the premisesBuilding including the land immediately surrounding it and belonging to it. More are usually covered, too, if they are on the site or adjacent to it. TheftThe wrongful taking of the property of another. It is a broad term and includes larceny, pilfering, hold up, robbery and pick pocketing More and vandalism losses during construction are usually not covered.