Information about the subject of insurance, insuredThe entity (individual or otherwise) whose risk of financial loss from an insured peril is protected by the insurance policy. More risk, that, if known, would change the underwriting basis of the insurance, and which could cause the insurerThe company providing the insurance coverage. More to refuse the applicationA request for insurance. This may be done verbally, in writing, or by using a printed form. More or charge a higher rate