An event that results in an insuredThe entity (individual or otherwise) whose risk of financial loss from an insured peril is protected by the insurance policy. More loss. In some lines of insurance, such as liability, an occurrenceAn event that results in an insured loss. In some lines of insurance, such as liability, an occurrence is not necessarily an accident (something sudde... More is not necessarily an accident (something sudden or unexpected); it can result from continuous or repeated exposureThe hazard threatening a risk because of external or internal physical conditions. More to a risk. Nonetheless, an occurrenceAn event that results in an insured loss. In some lines of insurance, such as liability, an occurrence is not necessarily an accident (something sudde... More results in bodily injury or property damage that was neither expected nor intended by the insuredThe entity (individual or otherwise) whose risk of financial loss from an insured peril is protected by the insurance policy. More.