• Umbrella Insurance – Why You Should Have It!

    Today, lawsuits are abounding. Larger amounts of money are being awarded more and more often. Your homeowner, auto, watercraft and motorcycle policies have a limit of liability insurance. Should an unfortunate accident occur for which you are found to be negligent, do you have enough liability insurance from your current policies to cover the costs?

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  • Do I Need Business Interruption Insurance?

    Business interruption insurance can be as vital to the survival of a business as fire insurance. Too many business owners fail to think about how they would manage if a fire or other disaster damaged their business premises to the point of being temporarily unusable. This valuable coverage can either be added to a commercial

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  • Waiver of Depreciation

    Save money even if you can’t save your car The limited waiver of depreciation endorsement says the Insurance Company will not charge depreciation within a specified period of time (usually 24 to 30 months) from the date you buy/lease and insure your car when calculating the value of your car following an accident. You can

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  • Identity Theft

    Surveys have shown that while most people have heard of identity theft, they are not well informed as to exactly what it is and how it happens.What exactly does it mean? Identity theft refers to all types of crime in which someone uses your credit card, driver’s license, social insurance number or other personal identification

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