Protection for both the article which explodes and the property of the insuredThe entity (individual or otherwise) whose risk of financial loss from an insured peril is protected by the insurance policy. More damaged by the explosionA rupture of a pressure vessel of some kind due to excessive internal pressure (usually accompanied by a loud noise). More. Also covered is personal injury suffered by others for which the insuredThe entity (individual or otherwise) whose risk of financial loss from an insured peril is protected by the insurance policy. More may be legally liable, arising out of the explosionA rupture of a pressure vessel of some kind due to excessive internal pressure (usually accompanied by a loud noise). More.